Privacy & Security

Important information from First Virginia Community Bank

YOUR RIGHT TO PRIVACY - IMPORTANT INFORMATION TO KNOW

Protecting your privacy is important to First Virginia Community Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all First Virginia Community Bank employees for collection, use, retention, and security of nonpublic personal information.

Information Security Standards

  • We restrict access to confidential information about you to those employees who need to know that information to provide products or services to you.
  • We maintain physical, electronic, and procedural safeguards that comply with federal guidelines to guard your nonpublic personal information against unauthorized access or use.
  • Our employees are subject to a corporate code of conduct and other policies that require maintaining the confidentiality of customer information.

Information We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms (such as your name, address, telephone number, social security number, employment, assets, income and other similar nonpublic personal information);
  • Information about your transactions with us or others;
  • Information we receive from consumer reporting agencies.

    • "Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What information we disclose

We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any other nonpublic personal information about you to any other third parties except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Web site Privacy

This bank respects the privacy of its customers and is committed to protecting the privacy of individuals who visit or use our Web site. We only collect non-identifying information from visitors to our Web site (such as (1) date and time the site was accessed, (2) what pages were visited, (3) what servers were used, In addition, we use log files of IP addresses to analyze trends, administer the site, track users' movements, and gather broad demographic information for aggregate use. IP addresses are not linked to any personally identifiable information about you.

Web site visitors are invited to submit personal information by (1) e-mail, (2) by completing applications, or (3) by submitting requests for more information. When visitors respond to this invitation, the information they divulge is used as appropriate by employees of this bank to complete the request submitted through the Web site. This information is not disseminated outside the bank.

The website provides a series of financial calculators for your use. When you use the calculators, none of that information is captured or retained by the Bank.

Children's Information

We recognize the importance of protecting the privacy of children online, and we comply with the requirements of the Children's Online Privacy Protection Act that are applicable to us. We do not collect personal information from consumers under the age of thirteen.

Questions or Inquiries

Please contact our Compliance Officer at 703-436-3800 if you have any questions.