Personal Checking
Personal Banking > Checking
For today and everyday, we offer great choices in Checking Accounts and have the account services that can help you make the most of your money and your time. Isn't that what a bank should give you?
Interest Checking
Do you typically keep a higher checking account balance? The Interest Checking option is designed for the customer who wants a basic, no-nonsense checking — with interest.
- Interest earned on all balances
- Interest compounded daily and credited monthly
- Unlimited check writing privileges
- Free E-Statement & check images online —Think Green!
- Free MasterCard® Check Card
- Free world-wide ATM transactions
- Free Online Banking with Bill Pay
- 24 hour access to your account balances and the ability to transfer between accounts with online banking or telephone banking services
- Low $ 50 minimum to open an Interest Checking Account
- Maintain a low average daily balance of $ 1,000 to avoid the $ 10 monthly maintenance fee
- Please see a Customer Service Representative for current rate information, calculation method, and to obtain a copy of our Truth in Savings Disclosure.
Free Personal Checking
Checking made simple! A Free Checking account from First Virginia Community Bank provides easy access to your money without having to worry about the balance you keep in your account.
- No minimum balance requirements and no monthly maintenance fees
- Unlimited check writing privileges
- Free E-Statement & check images online—Think Green!
- Free MasterCard® Check Card
- Free world-wide ATM transactions
- Free Online Banking with Bill Pay
- 24 hour access to your account balances and the ability to transfer between accounts with online banking or telephone banking services
- Low $ 50 minimum to open a Free Personal Checking account
- No minimum balance requirement to maintain account
Student Checking
Open a Student Checking, a truly free checking account that offers benefits specifically designed for high school and college students up to age 25.
- No minimum balance requirements and no monthly maintenance fees
- Unlimited check writing privileges
- No charge for accidental overdrafts less than $ 20 (one per month)
- Free E-Statement & check images online—Think Green!
- Free MasterCard® Check Card
- Free world-wide ATM transactions
- Free Online Banking with Bill Pay
- 24 hour access to your account balances and the ability to transfer between accounts with online banking or telephone banking services
- Low $ 50 minimum to open a Student Checking account
- No minimum balance requirement to maintain account
Senior Checking
Turning 50 has never looked so good, and now there's something else to feel good about–the Senior Checking –only from First Virginia Community Bank. It's an interest-bearing checking account with many complimentary services. We know how much you've given to your family, community and business, and we've designed Senior Checking to reward you for your efforts and contributions. Everything you need and no monthly charges!
- Interest earned on all balances
- Interest compounded daily and credited monthly
- Unlimited check writing privileges
- Free initial check order (up to 200 checks)
- Free E-Statement & check images online—Think Green!
- Free MasterCard® Check Card
- Free world-wide ATM transactions
- Free Online Banking with Bill Pay
- 24 hour access to your account balances and the ability to transfer between accounts with online banking or telephone banking services
- Low $ 50 minimum to open a Senior Checking account
- No minimum balance requirement to maintain account
- Please see a Customer Service Representative for current rate information, calculation method, and to obtain a copy of our Truth in Savings Disclosure.
Personal Money Market
Higher balances earn a higher yield in our First Virginia Community Bank Personal Money Market account. There are no monthly maintenance fees when the low required minimum balance is maintained.*
Features include:
- Interest is paid monthly on your entire account balance
- An easy to read monthly statement
- Unlimited number of Deposits at no charge
- Free E-Statement & check images online—Think Green!
- Free MasterCard® Check Card
- Free world-wide ATM transactions
- Free Online Banking with Bill Pay
- Unlimited number of withdrawals made in person at our branch locations or at an ATM.
- Limited check writing access**.
- Low $ 50.00 minimum to open a Personal Money Market account.
- *Maintain a low average daily balance of $ 2,500 for the statement cycle, to avoid the $ 10 maintenance fee.
- **Federal Regulations prohibit more than 6 withdrawals and/or transfers each month to other accounts from a Money Market Account (including transfers to another account for overdraft protection); or to third parties by either preauthorized or automatic agreement, telephone, electronic or online transfer. A $ 10 fee will be assessed for each preauthorized or automatic checks/withdrawals/transfers over six per statement cycle. Please see a Customer Service Representative for current rate information, calculation method, and to obtain a copy of our Truth in Savings Disclosure.
Private Banking
Your financial needs and goals are as individual as you are. Shouldn't your bank be just as unique, skilled at handling both business and individual banking needs? Our Private Banking clients benefit from exclusive customized and innovative banking solutions for their deposit and credit needs. We provide a proactive, customized approach with local decision making for affluent individuals and families, entrepreneurs, closely-held business owners and their key executives.
We assist our clients in determining their financial goals and providing both banking and non-banking solutions to achieving them. Our seasoned and empowered professionals are agile and creative. We will change with you as your banking needs evolve. We want to be your private banker for life.
Products & Services
- A full array of traditional credit products with preferred rates designed to accommodate all personal and business credit needs
- Traditional deposit products with high yielding interest bearing checking, savings and money market accounts
- Online Banking and Bill Payment Services
- MasterCard® Debit Card, Travelers Checks, Gift Cards and Cashier's checks
- Wire transfers -Foreign and Domestic
- Courier services available
- Member of the CDARS network
Please contact us at (703) 436-3800 for more information regarding these products and services.